The two most important elements of any blog are of course the creator and the bloggers. So let me start by introduce myself and why I decided to create a finance blog in a cyber world with so many other blogs.

Obviously this post isn’t going to call the attention of the community but it will help me to but my goals on paper so to speak. But before we get into what this blog is going to be about I need to introduce myself.

I was hired by AIG financial advisors and I am now currently self-employed. I’ve been in this business for less than 5 years and as soon as I pass that 5 year mark I will be applying for a CFP certification. One of the requirements is that you need 5 years a experience. I am currently in the stage of growing my client base slowly but surely.

In my short time working as a financial advisor I am amazed at the ignorance and lack of knowledge that the average American posses about there finances. I am not sure if it is because they think it is hopeless or just don’t care about making it to a good retirement. Whatever the reason is my goal is to instruct the laymen and hopefully give some good insights to the more experienced investor.

The first posts I plan for the New Year is a series called, “The Roadblocks to Success.” It will be a seven part series discussing some of the basic stumbling blocks that we will all face in this New Year.

I say adieu until January 2^nd